Underneath this question is usually a picture, and the picture is doing more work than the theology. The picture is a ledger. Sins committed before the last confession are marked paid; sins committed after it are an open balance; and the terrifying question becomes whether the books will be caught mid-cycle when you die. On that account, dying at the wrong moment is what damns you.
Scripture does not describe the atonement that way.
One offering, made once
The writer to the Hebrews is deliberate about this. He contrasts the priest who stands daily, offering the same sacrifices over and over, with the single offering of Christ: “For by one offering he has perfected for all time those who are made holy” (Heb 10:14 NET). A few verses earlier he says Christ appeared “once for all at the consummation of the ages to put away sin by his sacrifice” (Heb 9:26 NET). The whole argument turns on a sacrifice that is not repeated because it does not need to be.
Then there is the plain chronology. At Golgotha, every sin you have ever committed was still future. So was every sin you have not yet committed. The cross does not sit at some midpoint in your life, covering what came before and waiting on what comes after. It sits outside your biography altogether. Paul says God “forgave us all our transgressions” and erased the record that stood against us by nailing it to the cross (Col 2:13-14 NET). Not the transgressions logged to date. All of them.
So yes, the sins ahead of you were paid for at the same moment and by the same blood as the sins behind you.
Why that is not license, and not eternal security either
Two misreadings tend to arrive right about here.
The first is that if future sins are already covered, sin no longer matters. But the very Scriptures that say the offering is finished also say the Christian confesses daily, walks in the light, and puts the flesh to death. Repentance is not the mechanism that keeps your account current. It is the shape of a life that lives from a finished payment. Christ paid once; he delivers that payment continually, in Baptism, in the Absolution, in the Supper. That is why we still confess: not to top off a draining account, but to receive again what has always been ours in him.
The second misreading is that this settles the question of whether a Christian can fall away. It does not, and Lutherans do not confess eternal security. Scripture’s warnings about falling away are real warnings, not riddles. But notice what they warn about. They warn about unbelief, about drifting from the Word, about shipwrecked faith. Not about being caught with one item unconfessed. What severs a person from Christ is turning away from him, not tripping on the way. The distinction matters enormously, because these are two completely different fears, and only one of them is warranted. (See Can a Christian Lose Their Salvation? and Can a True Believer Fall Away?.)
What the ledger picture does to a conscience
It is worth naming the pastoral damage, because the ledger is not merely inaccurate. It is cruel.
If forgiveness runs only up to your last confession, then your standing before God depends on your timing, your memory, and your success at avoiding a fatal sin in the interval. You are back to being saved by your own performance, only now with a stopwatch attached. And you can never answer the question, because you cannot audit your own heart, and you certainly cannot schedule your death.
This is exactly why the Reformation insisted that assurance be located outside you. Your Baptism happened; it is a fact about the world, not a fact about your sincerity. The Absolution was spoken to you by name, on Christ’s authority. The body and blood are given to you, for you, for the forgiveness of sins. None of it depends on how the week went. That is the whole point of a promise attached to something external: it stays true on the day you cannot feel it and on the day you have failed.
Luther’s counsel to the terrified conscience was never introspection. It was: you are baptized. Go back to that.
The short answer
Your future sins were future to Christ too, and he died for them. Live from that, confess freely because there is nothing at risk in the confessing, and stop trying to time the books.
Scripture cited: Hebrews 10:11-14 · Hebrews 9:26-28 · Colossians 2:13-14 · Romans 8:1 · 1 John 1:7-9
Confessions cited: Apology of the Augsburg Confession IV (Justification) · Smalcald Articles III.III (Repentance) · Large Catechism IV (Baptism), 41-46